--- title: "Klarna (Pay Later)" slug: "klarna-pay-later" updated: 2024-01-30T17:56:44Z published: 2024-01-30T17:56:44Z canonical: "help.nexudus.com/klarna-pay-later" stale: true --- > ## Documentation Index > Fetch the complete documentation index at: https://help.nexudus.com/llms.txt > Use this file to discover all available pages before exploring further. # Klarna (Pay Later) Klarna (Pay Later) is a payment method that lets your customers spread the cost of their purchase over a set period of time. #### Limitations **Country Availability** - Europe - United States - Australia - Sweden To check if Klarna is available in your country, head over to [Klarna's country availability list](https://www.klarna.com/uk/business/merchant-support/in-which-countries-can-i-use-klarna/). **One-off Payments** Yes **Automated Payments** No ## Enabling Klarna Before enabling Klarna, you need to generate API credentials from your account on the Klarna Merchant Portal. Klarna provides instructions on [how to create API credentials](https://www.klarna.com/uk/business/merchant-support/where-can-i-find-the-klarna-api-credentials/). Treat your Klarna API username and password as you would any credentials. Save them somewhere safe and don't share them with anyone. --- 1. Log in to [dashboard.nexudus.com](https://dashboard.nexudus.com/) if you aren't already. 2. Click [**Settings > Payments and currency > Payment methods**](https://dashboard.nexudus.com/settings/1/1/2). 3. Search Klarna in the **Available methods** section. 4. Click on the pink **Klarna** tile. ![image.png](https://cdn.document360.io/4f9a66c7-3dbb-4052-97d8-5439302e1512/Images/Documentation/image%28847%29.png) 1. Toggle on the payment method. 2. Add your Klarna **API username**. 3. Add your Klarna **API password**. 4. Add your **Region**. Available regions - Europe - United States - Australia - Sweden 1. Click the **Save Changes** button. --- All set! Klarna is now enabled as a payment method on your Members Portal. We recommend you test the payment method by making a purchase as a customer on the Members Portal using Klarna at checkout.