Strong Customer Authentication (SCA), a new regulation for authenticating online payments, was rolled out across Europe as part of the Second Payment Services Directive (PDS2) in September 2019.

SCA aims to reduce the incidence of payer fraud and increase security by introducing two-factor authentication on all electronic payments.

SCA is a legal requirement if your business and your customer's payment service providers are both located within the European Economic Area (EEA). If only one party is located within the EEA, using a SCA-compliant payment provider isn't mandatory.

Which Providers Support SCA?

{{variable.Nexudus}} lets you enable a wide array of card payment payment gateways through {{variable.Spreedly}}.

You need to make sure that the payment method you want to use supports SCA. You can check SCA support in just a few clicks.

Go to spreedly.com/gateways
Search the payment gateway you'd like to use.
Make sure the payment method supports {{variable.Spreedly}} 3DS2 Global, Gateway Specific 3DS2 or both.

If the selected payment method doesn't support either or both, you won't be able to use it.

Using {{variable.StripePI}}?

If you are using {{variable.Stripe}} as your current payment method, you need to switch to {{variable.StripePI}} to be SCA-compliant. You can easily switch to {{variable.StripePI}} in {{variable.Nexudus}}.

Updating the {{variable.MembersPortal}} for SCA

This process is only necessary for spaces using Version 2 of the {{variable.MembersPortal}}.

We usually recommend you switch over to Version 4 of our {{variable.MembersPortal}} instead of following this process. The switch is completely free, facilitates SCA compliance and lets you enjoy the latest features of the Members Portal.

For more information, you can always {{variable.ContactSupport}}.

{{snippet.FirstStepProcedure}}
{{variable.CLICK}} {{variable.WebTemplatesEditor_Link}}.
Open the payment_scripts.htm file.
{{variable.CLICK_ON}} Update.
Open the payment_history.htm file.
Click Update.

All set! Your {{variable.MembersPortal}} should now support SCA.

PCI Compliance