Strong Customer Authentication (SCA)

Strong Customer Authentication (SCA), a new regulation for authenticating online payments, was rolled out across Europe as part of the Second Payment Services Directive (PDS2) in September 2019.

SCA aims to reduce the incidence of payer fraud and increase security by introducing two-factor authentication on all electronic payments.

SCA is a legal requirement if your business and your customer's payment service providers are both located within the European Economic Area (EEA). If only one party is located within the EEA, using a SCA-compliant payment provider isn't mandatory.

Which Providers Support SCA?

Nexudus lets you enable a wide array of card payment payment gateways through Spreedly.

You need to make sure that the payment method you want to use supports SCA. You can check SCA support in just a few clicks.

1. Go to spreedly.com/gateways

2. Search the payment gateway you'd like to use.

3. Make sure the payment method supports Spreedly 3DS2 Global, Gateway Specific 3DS2 or both.

If the selected payment method doesn't support either or both, you won't be able to use it.

Updating the Members Portal for SCA

1. Log in to dashboard.nexudus.com if you aren't already.

2. Click Settings > Web templates editor.

3. Open the payment_scripts.htm file.

4. Click on Update.

5. Open the payment_history.htm file.

6. Click Update.

All set! Your Members Portal should now support SCA.